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Who must have a Mortgage Loan Originator license? As of 2010, after the SAFE Act and creation of the Nationwide Mortgage Licensing System – NMLS, almost everyone acting as a mortgage loan originator needs to have a state issued loan originator license (many times referred to as a loan officer license or mortgage broker license).
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A mortgage broker works on your behalf to find mortgage lenders with competitive rates. A mortgage broker manages the process for you by applying for loans with different lenders, finding.
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